Most people sign insurance policies without understanding what they bought. That’s could be a problem when you need to file a claim.
This section breaks down the policies you’re already paying for so you can make better decisions about coverage, understand what your money actually buys, and stop overpaying for things you don’t need.
Insurance
Insurance companies count on you not reading the fine print. We’re here to fix that.
Auto Insurance: What Your Policy Actually Covers
You’ve been paying for auto insurance for years, but do you know what “full coverage” means? (Spoiler: it’s not a real thing.) Learn what each coverage type does, when to file a claim, and how deductibles actually work.
Best for: Anyone who’s ever nodded along during an insurance sales pitch without understanding a word.
[Read the Auto Insurance Guide]
Homeowners Insurance: What’s Covered (And What Definitely Isn’t)
Your home is probably your biggest asset. Your homeowners policy probably doesn’t cover as much as you think. Floods? Nope. Earthquakes? Try again. Learn what you’re actually insured for and what gaps you need to fill.
Best for: Homeowners who assume their policy covers “everything” until they file a claim.
[Read the Homeowners Insurance Guide]
Life Insurance: Term vs. Whole Life Without the Sales Pitch
Life insurance agents make bigger commissions selling whole life policies. That’s why they push them so hard. Most people need cheap term life insurance, not expensive whole life with “cash value.” Learn what you actually need, how much coverage to buy, and why term life beats whole life for almost everyone.
Best for: Anyone who’s been told whole life is a good investment or wants to know if they need life insurance at all.
[Read the Life Insurance Guide]
Personal Umbrella Policies: Extra Protection You Probably Need
An umbrella policy sits on top of your other insurance and protects you when someone sues you for more than your standard coverage. It’s cheaper than you think and more useful than most people realize.
Best for: Anyone with assets to protect or teenagers who just started driving.